Wholesale & distribution
Wholesale and Distribution Debt Collection
Goods shipped on open terms leave distributors carrying the risk. We pursue past-due retailer, dealer and reseller invoices as commercial accounts.
Commercial accounts only
Our wholesale debt collection work is limited to business-to-business obligations: past-due invoices and receivables owed by one company to another. We do not handle consumer debt, personal debt, credit repair or debt consolidation.
No upfront recovery fee
Qualifying accounts are handled on a contingency basis, so you aren't asked to spend more money on an invoice that already hasn't been paid. Any applicable recovery fee is earned on qualifying funds that are successfully collected and is set out in your signed service agreement.
Nationwide, professional handling
Accounts are worked using established commercial collection processes across the United States, with communication designed to pursue payment while limiting unnecessary confrontation with your customer.
What to send us
Invoices, contracts or purchase orders, account statements, proof of delivery, payment history and relevant correspondence give a specialist the clearest picture. If part of the file is missing, we can advise on what is workable.
Commercial B2B accounts only. We do not collect consumer debt, and nothing on this page is a guarantee of recovery.
How Much Are You Owed?
Check whether your unpaid invoices may qualify for recovery.
Approximately how much are you owed?
Timing
When Is It Time to Stop Chasing?
Six situations where a past-due commercial account is usually ready for professional recovery.
30+ Days Past Due
The customer repeatedly promises payment but doesn't pay.
60+ Days Past Due
Emails and calls are increasingly ignored.
90+ Days Past Due
Internal collection attempts have failed.
Customer Stopped Responding
Communication has gone completely silent.
Payment Dispute
The customer is delaying payment or creating repeated excuses.
Multiple Old Invoices
A significant amount of A/R is sitting unpaid.
Waiting usually doesn't make an old invoice easier to collect.
REVIEW MY PAST-DUE ACCOUNTSThe process
From Unpaid Invoice to Recovered Cash.
STEP 01
Tell Us What You're Owed
Submit basic information about the business, the amount owed and the age of the invoices.
STEP 02
We Review the Account
A commercial recovery specialist reviews the account and determines the appropriate recovery approach.
STEP 03
Professional Recovery Begins
The account is handled professionally with the goal of recovering payment while minimizing unnecessary damage to business relationships.
STEP 04
You Get Paid
Recovered funds are remitted according to the service agreement.
NO RECOVERY.
NO RECOVERY FEE.
Qualifying commercial accounts are handled on a contingency basis. Fee terms are set out in your signed service agreement.
Why businesses use us
You Run Your Business.
We'll Handle the Collection.
No Upfront Recovery Cost
Avoid throwing more money at an already unpaid invoice.
Contingency-Based
Recovery fees are earned when qualifying money is successfully collected.
B2B Specialists
Focused on commercial accounts rather than consumer debt.
Nationwide
Commercial recovery capabilities across the United States.
Relationship Conscious
Professional communication designed to pursue payment without unnecessary confrontation.
Experienced Recovery
Accounts are handled using established commercial collection processes.
Comparison
Stop Chasing. Start Recovering.
Handling Collections Internally
- —Employee time wasted
- —Repeated calls and emails
- —Awkward customer conversations
- —Inconsistent follow-up
- —Old invoices keep aging
- —Cash remains trapped
Professional Commercial Recovery
- ✓Structured recovery process
- ✓Experienced account handling
- ✓Consistent follow-up
- ✓Professional communication
- ✓No upfront recovery fee
- ✓Your team stays focused on running the business
Who we help
Built for Businesses That Sell to Businesses.
If another business owes your company money, we may be able to help.
FAQ
Questions, Answered Plainly.
How much does commercial debt recovery cost?+
Qualifying commercial accounts are handled on a contingency basis. There is no upfront recovery fee, and any applicable fee is deducted according to your signed service agreement after money is successfully recovered. Your specific fee terms are confirmed in writing before any account is worked.
Do I pay if you don't collect?+
Under the contingency model for qualifying accounts, a recovery fee applies only to qualifying funds that are successfully collected. If nothing is recovered on those accounts, no recovery fee is earned. Costs and exceptions, if any, are defined in the signed service agreement.
What types of debt do you collect?+
Commercial business-to-business obligations only — past-due invoices and commercial accounts receivable owed by other businesses. We do not handle consumer debt, personal debt, credit repair or debt consolidation.
How old can an invoice be?+
Eligibility depends on the age of the invoice, the supporting documentation, the applicable jurisdiction and the circumstances of the account. Older invoices are often still reviewable, but waiting generally does not make an account easier to collect.
Will this damage my relationship with my customer?+
Accounts are handled with professional, relationship-conscious communication and the goal of resolving payment without unnecessary confrontation. We cannot promise that a customer relationship will be unaffected — that also depends on your customer's conduct.
What documents do I need?+
Typically invoices, contracts, purchase orders, account statements, relevant email correspondence, proof of delivery and payment history. If some documentation is missing, a specialist can advise on what is workable.
Your Business Earned It. Now Let's Help You Collect It.
Find out whether your unpaid commercial invoices qualify for professional recovery.
No upfront recovery fee • No obligation • Commercial accounts only